Chalkboard Financial will continue its mission to equip students with personal financial education and career guidance.
We believe every student should be taught basic financial literacy to #preventdebt and help them build a more prosperous community.
We connect with students by partnering with schools and other organizations that have established ties within the community.
Our financial education workshops work within Youth Groups, Next Generation Adults and Young Married Adults with dyamic intensives.
This dynamic program is offered in conjunction w/…
There is a critical need for financial literacy education.
- Now, more than ever it is crucial that students are empowered with basic financial understanding. Covid-19 has lent a serious financial blow to many individuals and families, who have depleted savings, now un-employed or suffering from the virus itself with limited or no health insurance.
- Self-sufficiency is an important indicator of financial health. Self Sufficiency is generally measured as having an income 200% above the Federal Poverty level. (United Way Community Needs Assessment.)
- U.S. student loan debt exceeded $1.2 trillion, with over 7 million debtors in default.
- 64% of parents with college-bound children are worried about their children’s ability to manage money.
As marriage, kiddos and relocation with my husbands company have since changed my life; my passion for wanting to help students achieve a financial education has not, and come from my own experience.
After high school, I merrily strolled along to college acquiring student loans, credit cards and other debt. I wasn’t living frivolously, but the lack of understanding in goal setting, budgeting & planning, and the naive thinking after college I’d get a “real” job and be able to afford everything, not only left me broke after graduation, but the harsh reality of #paymentdue came crashing in. Entry level salaries didn’t meet student loan payments. Its a scary place that no student should ever have to face. We should be setting up our students to succeed not struggle.