Chalkboard Financial will continue its mission to equip students with personal financial education and career guidance.

 

OUR WHY:

We believe every student should be taught basic financial literacy to #preventdebt and help them build a more prosperous community.

 

OUR HOW:                                               

We connect with students by partnering with schools and other organizations that have established ties within the community.

There is a critical need for financial literacy education.

  • 1/3 of Lebanon County falls below the poverty line.
  • Income insecurity and poverty were concerns for Lebanon County, according to United Way 2017 Community Needs Assessment.
  • Self-sufficiency is another important indicator of financial health. Self Sufficiency is generally measured as having an income 200% above the Federal Poverty level. (United Way 2017 Community Needs Assessment.)
  • U.S. student loan debt exceeded $1.2 trillion, with over 7 million debtors in default.
  • 64% of parents with college-bound children are worried about their children’s ability to manage money.

History

Currently located near Harrisburg, PA, we were founded by Elisabeth Aragon. Leaving the third person narrative, I had started Chalkboard Financial, living in California, after the financial meltdown in 08.

 As marriage, kiddos and relocation with my husbands company have since changed my life; my passion for wanting to help students achieve a financial education has not, and come from my own experience.

After high school, I merrily strolled along to college acquiring student loans, credit cards and other debt. I wasn’t living frivolously, but the lack of understanding in goal setting, budgeting & planning, and the naive thinking after college I’d get a “real” job and be able to afford everything, not only left me broke after graduation, but the harsh reality of #paymentdue came crashing in. Entry level salaries didn’t meet student loan payments. Its a scary place that no student should ever have to face. We should be setting up our students to succeed not struggle.

OUR PROCESS

Financial Planning and Goal Setting:
All focused to the student, creating a fresh perspective on effective financial goal setting and sure- fire ways to reach desired outcomes.

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Building and Maintaining a Budget:
Relating everything to a students experience. We incorporate income and expenses, saving and investing, and the importance of PYF.
Debt and Credit: How it all works.
Understanding good and bad debt, credit risk and rewards, and how it works in the real world.
Career Guidance:
Covering topics in personal branding, self-awareness, resume’s, networking, and getting that job after high school/college.